Cover My Cab

Cover My Cab Taxi insurance

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Guide To Cover My Cab Insurance

Cover My Cab Insurance was established with over 40 years of experience. It has been the gateway of a high-value insurance brokerage business ever since. Backed by a team of skilled specialists, the company is assisting clients across the UK in finding appropriate insurance plans. CoverMy provides a plan designed to meet every insurance need. They have experience in providing cover for the different categories of drivers, with a long track record on providing cheap London PCO insurance and minicab insurance. 

Cover My Cab enjoys long-standing and strong connections with several of the top insurers in the UK. Besides, their knowledgeable personnel and expertise in the sector add value. Thereby making them one of the most dependable brokers in the insurance sector.

Did you know?

Did you know?  Cover My Cab are one of the few providers of cab taxi insurance that can offer policies to drivers as young as 21.

Cover My Cab – The Cab Taxi Insurance Specialist

CoverMy Cab is a low-cost cab taxi insurance. The specialised service has been available for private and public hire taxi drivers in the UK.

As an independent insurance minicab insurance agency, they offer top-notch taxi insurance policies. By analysing policies from various companies, plans are tailored to address client demands. They ensure that operators get adequate coverage for different taxi types—including black cabs, chauffeured cars, minicabs, Uber, and ride share taxis—at a reasonable cost.

Based on the requirements of the client, policies can be tailored to taxi driver or taxi fleet operator requirements. Like other providers including Aviva taxi insurance, they can provide PHV insurance also referred to as private hire insurance.

Taxi and Private Hire Insurance Levels

Like standard pay monthly car insurance, taxi and private hire insurance is available at three different levels from basic third party to full comprehensive cover.

Highlights of Cover My Cab taxi insurance

There are other benefits to using Cover My Cab taxi insurance, in addition to their customised insurance options and outstanding prices. Some advantages are detailed below:

Experience spanning over 40 years.
Coverage includes Fully Comprehensive, Third-Party Fire & Theft, and Third-Party Only.
Flexible payment plans, including monthly taxi insurance payment plans
Introduction Discount for Private Car Driving Experience with a No Claims Bonus.
Coverage for the usage of Fast Food Delivery, Social Domestic, and Private Hire
There are annual and interim insurance packages available.
As a standard, coverage is provided for passenger personal items and audio communication devices.
Up to 60 days of EU Cover.
If there is a non-fault accident, a replacement vehicle (licenced and plated) will be sent.
UK-based contact centre with 24-hour helpline for reporting accidents and claims.
Great reviews from customers.
What is not covered 
Wheelchair Accessible Taxi Insurance – Covers vehicles modified to accommodate wheelchair
Uber Approved Insurance – Covers all types of Uber vehicles.
Public Hire Insurance – Covers cabs that pick up customers from the side of the road or a taxi rank.
Executive Chauffeur Insurance – Flexible insurance coverage for high-end cars up to £80,000.
London Black Cab Insurance – Covers all types of iconic services.
Under 21 : Cover for age 21 and above, many other providers restrict age to 25. 
Imported cars or cars that have major modifications
Drivers that have criminal convictions and been refused insurance by other providers.

All insurance companies will have qualifying criteria, which are normally based on the history of the driver making claims and often the age of the driver. Younger drivers pose additional risk, which many insurance companies will either charge higher premiums or refuse to offer cover.

Extras available Include

Each cab driver knows how crucial it is to keep driving and working. The company offers value-added policy cab taxi insurance enhancements known as Bolt-ons to address this.

  • Pick and choose Taxi Breakdown Cover – Roadside Assistance & Home start
  • Guaranteed Replacement vehicle – Emergency replacement vehicles in case of accidents
  • Motor Legal Expense Cover – covers any legal expenses associated with your motor incident.
  • Extended Public Liability Insurance – liability insurance covers from £5m and £10m limits.
  • Excess Protection Insurance – covers the financial risk of paying a high excess in the event of an incident.
  • All Glass Cover

Tips for reducing Cab Taxi or Private Hire Insurance Costs

Taxi insurance comes with added risks over standard car insurance, and these risks are reflected in the cost for taxi or private hire insurance. If you need to make savings, consider the following options.

  • Black box : If the device shows you as low risk, you will benefit from future discounts. 
  • Downgrade: This does not have to be a downgrade unless you are driving a sports or luxury car, but choosing a car with a lower insurance bracket, example insurance group 7 will attract a lower premium regardless of your financial situation.  Cover my cab will provide cover for all insurance categories, but expect to pay a much higher premium for vehicles in any over 30 group.
  • Increase the Voluntary Excess :  Most if not all taxi insurance policies will have a compulsory excess of between £350 and £600. If are able to increase that amount, you can benefit from paying a lower yearly premium

For those that work on a seasonal basis or a few months per year Cover My Cab offer short term cover taxi cover, which will work cheaper than taking out an annual policy, the current terms available are 30 days or monthly taxi insurance, 60 days, 6 months or the standard annual policy.

Cover My Cab Contact Details

Here\’s how you can contact covermycab for any questions or concerns.

Phone

0345 184 9999 Customer Services open Monday to Friday 9AM to 5:30PM and Saturday 9AM to 2PM

Email

contact@acorninsure.co.uk

Address

Field House, Station Approach, Harlow, CM20 2FB.

Compare multiple providers of taxi cover

As the name suggests, we can provide multiple quotes from a panel of taxi insurance providers. The panel is able and willing to provide you with insurance for all taxi drivers, including those with driving convictions and those with bad credit. Simply click the Get Quotes option below and fill in a quick form to get access to multiple quotes. Then all you have to do is pick the best one!

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  • All types of taxis covered

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Eamonn Turley
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