Flag Taxi Insurance

Flag Taxi Insurance

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Guide to Flag Taxi Insurances 

Flag is a Taxi Insurance specialist, in providing cover for taxis, taxi fleets, mini-cab, Hackney Carriage vehicles, private hire and other hire and reward motor risks. Rather than provide an off the shelf policy , Flag are able to work with a range of taxi insurance providers to craft a policy that meets the specific needs of taxi and private hire drivers. 

We can provide you with access to a range of quotes from a panel of specialist taxi insurance brokers that are able to tailor polices to you or your taxi or private hire business model and requirements.

taxi insurance uk

You can obtain quotes for a wide array of cover types, which include:

  • Mini Cab : When you need to compare quotes online quickly for your minicab insurance premium.
  • Public hire insurance is one of the main categories of taxi insurance, also referred to as PCO insurance in London
  • Electric Taxi Insurance
  • Chauffeur : Do you provide an exclusive chauffeur service and need chauffeur insurance
  • A growing sector is the private hire taxi sector. Private hire drivers can not be flagged down, but must be prebooked. They have a slightly different risk profile and a range of polices exits including PHV insurance that can be paid monthly. Uber’s drivers also fall into the private hire category, and Uber taxi driver insurance is also available.
  • Taxi Fleet Insurance

Does Flag Insurance provide cover for food and parcel delivery?

Yes, all private hire insurance policies offered by Flag insurance services automatically provide cover for food delivery insurance and parcel delivery at no additional cost.

Will Flag Taxi Insurance send policy documents directly to Uber?

Yes. Flag work with Haven Taxi insurance. Haven is an Uber preferred insurer and offers the instadoc service. Have access to Instadoc enables all your policy documents will be sent electronically, directly to Uber.

Levels of taxi insurance available

Similar to car insurance, taxi insurance is available at different levels of cover, as we have detailed below:

Third party is the minimum cover required by UK law. This cover does not provide any protection for damage to your own vehicle or any injures to oneself resulting from an accident. Needless to say, should you be unfortunate enough to be involved in a major road accident that you are responsible for, you could easily be liable for steep costs. Do take into consideration the possible medical bills and the restoration of your motor to road worthiness or indeed replacement costs should it be a write-off.
Covers the cost of injuries and vehicle and property damage to a third party in case of an accident
It does not include any cover for you, your property or your taxi vehicle.
Covers the cost of property or vehicle damage and injury to third parties.
Covers the cost of damage to your vehicle in the case of a fire incident.
Provides financial protection in case your car gets stolen or for any damages to your car that occur as a result of attempted theft.
Comprehensive is the highest level of cover that is available for any owner driver, it covers damage to not only third parties, but also damages to your own property and self.

Key Names for UK Taxi Insurance 

Many insurance providers offer taxi insurance, some like Patons taxi insurance specialises in only providing taxi and private hire insurance, we have complied a list below of the top names in this insurance sector.

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ProviderWorthy of NoteGet Free Multiple Quotes
Towergate Taxi InsuranceCompare Now
A 19 Taxi Insurance Compare Now
Zego Taxi Insurance Compare Now
Freeway Taxi Insurance Compare Now
Markerstudy taxi insurance Compare Now
Acorn Taxi Insurance Compare Now
Penk Taxi InsurancePublic liability cover for taxi drivers (included free on some policies)Compare Now
CabsuranceCabsurance claims app allows you to quickly and efficiently report any claimsCompare Now
Collingwood Taxi Insurance  

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MultiQuoteTime Ltd Does not recommend any insurance company. Services offered by this provider may change over time. Always check Ts&Cs. The information contained on this webpage is for editorial purposes only and not intended as financial advice

Eamonn Turley

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