Freeway Taxi insurance

Freeway Taxi insurance review

Freeway taxi insurance has been a provider in the taxi and private insurance sector for over 20 years. They provide comprehensive cover, that includes public liability insurance, legal expenses, windscreen cover and a zero excess option for early reporting of claims.  They also provide as standard protected no claims, but only if hit by an uninsured motorist. Not only that, but they also claim to have one of the highest renewal rates with the taxi insurance sector within the UK.  They pride themselves in keeping up with times and are driven to improve their systems with investment in technology.

Freeway insurance services specialise in taxi insurance, public hire insurance, executive taxi insurance ( chauffeurs and executive cars), minibus insurance plus Uber drivers. They are also one of the few approved providers of Uber Instadoc taxi insurance for taxi drivers. Freeway competes with InsureTAXI and A 1 taxi insurance services and other insurance companies that specialise in providing hire and reward insurance for taxi and private hire drivers 

Since they start off in they have been known under the brand names Freeway, Zipzaz, FWTAXI, and Stan The Van Man. They pride themselves in providing an excellent customer services experience, quote “at Freeway UK we are heroes to our customers“. 

Does Freeway Offer Taxi Fleet Insurance?

Freeway currently does not offer taxi fleet insurance, but this may change in the near future.

What does Freeway taxi insurance cover?

As mentioned in the introduction, Freeway insurance services believe they offer an insurance policy that includes the following as standard

• Protected no claims
• 24/7/365 claims line means you can report a claim at any time, day or night, within 24 hours to reduce your excess to zero.
• Public liability insurance for £10 million
• Windscreen cover
• Legal expenses

As such, if you are a taxi driver, it is worth making a note of how Freeway insurance services standard taxi policy compares to other lesser known provider such as Haven taxi insurance or Bells insurance services.

What does Freeway taxi insurance cover offer as optional?

• Protected no claims
• 24/7/365 claims line means you can report a claim at any time, day or night, within 24 hours to reduce your excess to zero.
• Public liability insurance
• Windscreen cover
• Legal expenses

Windscreen damage or replacement 

The cover is capped at £500 with an excess of £90 if the windscreen needs replacing or £25 if the windscreen can be repaired.

Free taxi insurance no claim discount scale

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No. of Years No Claims Discount	Discount Percentage
0	0%
1	30%
2	40%
3	45%
4	50%
5	55%
6	60%
7	65%
8	65%
9	75%

How the Freeway no claims bonus protection works

It is important to note that the no claim’s bonus protection does not prevent the price of the insurance policy increasing. Freeway state that the price of insurance may increase following a claim, even if you were not at fault. If you make more than one claim in 12 months, the number of no year’s bonus will be reduced.

How many locations does freeway insurance have?

Freeway is 100 percent digital or online, this helps them save on expensive office space and the saving can be passed onto taxi drivers in terms of cheaper insurance or loyalty rewards. This approach is not for every taxi driver if you feel you need to talk to your taxi insurance broker, then Free insurance services is not for you. The plus side is that you can buy their insurance products 24/7 all online, and they say in under 5 minutes!

Contact Details for Freeway taxi and Private Hire insurance

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MultiQuoteTime Ltd Does not recommend any insurance companies. Services offered by this provider may change over time. Always check Ts&Cs. The information contained on this webpage is for editorial purposes only and not intended as financial advice