Compare One Answer Taxi insurance

Compare One Answer Taxi Insurance Quotes with the UK Market, One short form – save time & money

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Who are One Answer Taxi insurance

1Answer insurance started operation in 2020 and is part of the 1answer network. Answer insurance offer a variety of insurance products from a panel of insurance providers and pride themselves in providing a personal service to their customer base. Within the taxi insurance sector, they can place your policy with the insurance company that matches your individual requirements. They have over time built up a panel of taxi insurance brokers, so they are able to claim they can provide taxi and other insurance products to the UK and NI market pace at competitive prices. 

Why One Answer Taxi insurance

Answer insurance services state the following reason on their website. They are able to provide bespoke policies for both private and public hire. They also understand and can cater for the exacting requirements of each County Council Licensing Authority. 

One Answer insurance services provide an independent service, meaning they are not tied to any one insurance company. What this means for you is that they can search their panel of taxi insurance providers to find you the best up-to-date market rate for your individual taxi or private hire insurance requirements. They offer a range of cover from third part to fully comprehensive cover and the option to include public liability and other extras. 

  • They price check many of the UK’s leading insurers daily
  • They have a team of dedicated experts to get you a great deal
  • 24 hour claims line to make life hassle free
  • Up to 50 recommended insurance companies
  • Payment by Instalment available
  • Private and Public Hire Polices Available

Taxi and Private Hire Insurance levels Plus Public Liability

Third-party car insurance

  • The legal minimum, budget-conscious policy for taxi drivers, but comes with risk to your own taxi cab not being covered. 
  • Covers the cost of personal injuries to a third party in case of an accident
  • Third party does not include coverage for your personal injury costs, such as medical expenses or car repair costs.

Third-Party, Fire, and Theft

  •  Covers the cost of property or vehicle damage to third parties.
  • Covers the cost of damage to your vehicle in the case of a fire incident.
  • Provides financial protection in case your car gets stolen or for any damages to your car that occur as a result of attempted theft.


  • Includes third party plus fire and theft
  • In addition, this will cover the cost of repair for your own vehicle and cover for damage to your property.

Taxi Public Liability Insurance

Public Liability insurance for taxi and private hire drivers is an optional extra, but is crucial to providing protection against claims that can have serious financial consequences if you are found liable. Public liability cover for taxi drivers protects you against claims by customers and members of the public against loss, damage or injury, while employer’s liability is a legal requirement if you have any staff and covers them in the event of injury or illness at work.

1Answer Insurance Services Options

Taxi drivers need a minimum of third party hire and reward insurance, which provides the necessary legal cover to ferry passengers for reward. One Answer are able to provide other insurance elements. These are not mandatory, but can help protect you against financial loss. Note if you employ staff, you will be legally required to have employers insurance

  • Legal Cover
  • Breakdown Cover
  • No claims Protection
  • Taxi Public Liability Insurance
  • Employers Insurance

Is Monthly Taxi Insurance Available With One Answer Insurance Services?

If you wish to spread the cost of taxi insurance simply arrange to pay public hire or private hire insurance monthly, some taxi insurance providers may impose a small processing fee, as such paying annually will usually work out cheaper.

1Insurance Contact Details

Address : Unit A1 Chaucer Business Park
Dittons Road
BN26 6JF

Phone : 0800 975 11 11

MultiQuoteTime Ltd Does not recommend any insurance Companies. Services offered by this provider may change over time. Always check Ts&Cs.

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