Temporary Car Insurance NI

Fully comprehensive cover, 1 hour to 4 weeks, protect the car owner’s No Claims Discount, Instant Insurance!

Get quotes, buy online and be on your way in less than 2 minutes!

Tailored quotes from a panel of Temporary car insurance specialists

Compare Temporary car insurance NI - Northern Ireland

A need for temporary car insurance always existed. Examples include sharing the driving with a friend on a long trip, borrowing a larger car for a weekend trip, and the list goes on. In the past the only way to get this type of cover was for the insured to ask their insurance broker to add an additional driver, the downside was they could only be added on an annual basis. This made so-called temporary car insurance prohibitively expensive. 

Now a host of new tec driven insurance companies have sprouted up to fill the gap in the market, and now the custom is nearly spoilt for choice. Some names that have built a reputation in this niche space include Tempcover, Marmalade, Aviva, Day insure, Veygo, Jaunt and GoShorty. 

The problem for residents of Northern Ireland (similar to car insurance) most of these will not provide cover if you live in NI. This has also been and still is the case for drivers in NI looking plain old car insurance. The reason are many, some site the higher risk posed because of how more claims are made per capita, a fair proportion being false claims. 

The good news for NI residents is that Shorty are able and willing to provide short term car insurance NI and temporary van insurance far the whole of Norther Ireland (Not the South). They also provide provisional insurance and short term learner driver insurance. 

Short Term Car Insurance with GoShorty Highlights

When you are comparing providers of short term cover, consider the following 

  • The level of excess, we can introduce you to short term car insurance with a low excess!
  • Fully comprehensive cover
  • Drivers age accepted from 18 - to 75 
  • Maximum car value is £65,000
  • Protect the car owner’s No Claims Discount

Driver Qualifying Requirements

  • Private Car – driver aged 18 to 75
  • No driving ban in the last 60 months
  • Have UK permanent address may be asked for proof.
  • Has not ever been refused insurance, had a policy cancelled or voided

Vehicle Qualifying Requirements

  • The car or van is registered in Great Britain, Northern Ireland or the Isle of Man
  • Is not imported or left-hand drive and not modified. However, factory fitted extras or modifications for a disabled driver or passenger, or LPG conversions are acceptable
  • Licence type: Full UK/NI Isle of Man or EU/EEA for at least 6 months. If over 25 held for 3 months is acceptable.
  • Maximum of 8 seats 7 seaters or fewer.
  • Can not be used for hire and reward, example taxi service 
  • Not to be used for impounded or seized vehicles (unless specified as impounded cover). Specific cover impound car release insurance is required

Can I get temporary car insurance on a car that's NOT already insured?

Yes, temporary car insurance is available for cars that are not already insured. However, for learner driver temporary, the car must have an underlying or an existing insurance policy.

Can I get temporary learner driver insurance on a car that's NOT already insured?

For the temporary learner driver insurance policy with GoShorty, the learner driver car must have an existing insurance policy in place

Advantages of  Short Term Car Insurance NI with GoShorty

The first advantage and this true for all providers of short term car insurance is that the should the additional temporary driver have an accident, it will have zero impact in the vehicle's owner's own car insurance policy.   Whilst, the last thing you want to happen when driving a borrowed car is to have a bumper to bumper incident. If your policy is with GoShorty you will at least have the assurance that you have fully comprehensive cover that will pay out regardless of fault. 

Short-term cover with GoShorty allows you to:

  • A long trip planned, why not add another driver to share the driving 
  • Collecting a new vehicle 
  • Test-driving a car being sold privately, cover can be arranged for a few hours or less
  • Temporary learner driver insurance
  • Cover for a courtesy car
  • Cover for a van to help with house removals

Temporary Car Insurance will save your NCB

A short term NI policy is a standalone insurance policy, what this means is that any claim made will be handled by the provider of the short term policy. This means that neither the owner nor the temporary driver, should they also be a car owner, will be negatively effected in the event of an accident and claim.  

Short Trem Car Insurance FAQ's

Is temporary Car insurance NI comprehensive?

This depends on the insurance provider or broker. MultiQuoteTime work with GoShorty in the temporary insurance NI sector, all Go Shorty temporary insurance polices they sell are fully comprehensive  

Does temporary car insurance Show on mid?

If your friend holds the correct licence and is covered under your insurance policy, then they may drive. Typical policies may state any driver over 25, or you may have named the additional driver or drivers explicitly in the policy.

How much does temporary car insurance cost?

The cost of short term car or van insurance will depend on a number of factors, but the key determining factors will be as follows

  • Your age and driving experience
  • The vehicle that cover is required, high value vehicles will be more expensive to cover than low insurance category vehicles. 
  • The length of short term cover required

While these are the main factors, other things will come into play, too, like a recent speeding ticket and any additional extras you may wish to include in the cover.

Can you get car insurance for a few hours?

Short term car insurance with GoShorty is available from 1 hour to 4 weeks or 28 days.

Do You Need Insurance to Tax a Car?

Road tax can only be purchased for a car with insurance. If you find yourself in this situation, it is possible to purchase temp insurance for a few hours or a few days in order to apply for road tax

Can I use temporary car insurance abroad?

Yes, cars can be driven abroad, but the journey must start and end in the UK or Northern Ireland. All insurance policies will be provided with the minimum level cover whilst driving in the European Union.

Can I buy insurance to export a vehicle outside of the UK?

No cover is only valid for journeys that start and end within the UK.

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