Seasonal Pitch Caravan Insurance

Cover for use by family and friends with your permission, Flooding Cover, One easy form for multiple quotes today

Policies and deals from industry leading UK motorhome insurance providers, including

Tailored quotes from a panel of motorhome Insurance specialists

Why seasonal pitch caravan insurance?

Are you the proud owner of a German Hobby caravan or a French Le Voyageur or a trusted British Bailey caravan? For most touring, each season is fun and lets you explore the different regions of the UK and Northern Ireland. However, after the initial exploring stage most of us find one location of beauty or interest or both, one that we love to return to time and time again.  That is the time to look for seasonal pitch that will let you leave your touring or static caravan in a fixed location that is secure.

What is seasonal pitch caravan?

Seasonal caravan pitch insurance is an insurance that is designed to specifically cover caravans that are parked on a specific pitch for an extended period, typically a season. The pitch is usually a holiday caravan park or a campsite. This type of insurance provides coverage for a variety of risks that might occur while the caravan is stationed on the pitch. Here are the key components that are normally included in of seasonal caravan pitch insurance policy, or you will have an option of adding.

  • Protection Against Damage: This includes coverage for damage caused by natural events (like storms or floods), vandalism, theft, fire, and accidental damage. The insurance provider may not cover flood damage may be excluded if your pitch is located in a flood prone location.
  • Public Liability Claims. This covers legal liability for injury or damage to third parties or their property while they are on or around the insured caravan.
  • Loss of Use: If the caravan is damaged and damage is cover under the policy, compensation will be proved to cover the cost of alternative accommodation.
  • Family and Friends Cover :  This is cover when your friends or family make use of your caravan with your permission. This does not provide cover if you let out the caravan in return for a reward.

Seasonal caravan pitch insurance is designed to provide peace of mind to caravan owners, ensuring that your caravan is protected while they enjoy their time at their chosen holiday location. If you are reaching your seniors years, consider selecting a provider that will caravan insurance for seniors, as some have punitive upper age limits.  This type of cover is different to touring caravan insurance and is available with providers of Leisure insurance including Caravan Guard Insurance, Scenic Insurance and Advance insurance amongst other providers. 

Advantges of a Caravan Pitch

  • Hassle-free holidays : No more towing every time you feel you need a break. With a seasonal pitch, you’ll only need to tow your caravan at the start and end of the season. This for most enable to get more use out of campervan, if a sunny weekend is forecast it is simple and quick to pack up your gear and hit the road.
  • Free entertainment :  This depends on where you decide to pitch, but if you are pitched in of the many UK holiday parks, most provide lots of attractions and free entertainment at your caravan step.
  • Save money on fuel :  Fuel is expensive and towing a large caravan adds to wear and tear on your family car, both of these are things are in the past when you choose to park up your caravan on a season pitch or holiday park.
  • Family and Friends Cover :  When you are not using your caravan, you can choose t share with friends and family.
  • Seasonal touring pitches are cost-effective :  Paying for a full season will normally work out cheaper than booking multiple slots over the year or the holiday season.

UK and NI Motorhome Insurance Companies

With the growing demand for motorhome insurance, more mainstream brokers are now providing motorhome cover, including temporary motorhome insurance for UK and NI residents. However, some names such as Comfort motorhome insurance are synonymous with camper insurance, as listed in table of suppliers below. 

ProviderWorthy of Note Get Free Multiple Quotes
Comfort Motorhome InsuranceComfort insurance includes personal effects and belongings and generators (up to £5,000)Compare Now
Saga Motorhome Insurance
lv motorhome insurance

Saving money on your seasonal caravan pitch insurance policy is possible by reducing the risk to the insurance company.

Tips on getting the cheap seasonal caravan pitch insurance

  • Joining a club can have the advantage of getting discounted quotes from brokers, make sure you include the fact that you are a member of any campervan club during the quotes process. 
  • Choose a pitch with good security and one entry and exit that is manned by security guards.
  • Make sure the pitch is not an area that is liable for flooding
  • Avoid keeping expensive items in the caravan when you leave it empty.
  • Fit wheel locks 
  • Modifications: Any changes made since the caravan left the factory can impact the cost. It is advisable to speak with your insurance provider before making any changes and make sure any changes are professionally carried out.

By having the correct level of caravan insurance, you can have the protection you need at a cost you can afford. By selecting the option you want, you will not have to pay for items you can’t or will not use, which will save you money on the annual premium. 

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