Towergate Touring Caravan Insurance

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Guide To Towergate Touring Caravan Insurance

Caravan insurance is a financial protection against any damage or loss to your caravan. Many of us have either a touring caravan, a static one, or a park home. As such, this insurance protects your property from several possibilities. Unlike many other vehicle insurance, caravan insurance isn’t a legal requirement. However, you should know that many holiday parks require you to have a minimum level of caravan liability insurance to park your caravan there.

Besides this, it’s highly beneficial to own caravan insurance to protect yourself from storm damage, fire, accidental damage, or theft.

According to Brake, there are 11 RV accidents daily in the UK, with an all-time high percentage in August. Suppose this happens to you, you can save a lot of money and stress to recover or repair your caravan. On a side note, we also advise you to get van insurance.

What Do I Need to Know About Towergate Touring Caravan Insurance?

Towergate touring caravan insurance is one of a kind with its offers and packages. First, it covers users on a new or old basis, suppose their caravan is not up to 10 years old. Also, It lets you build the type of caravan insurance you want, tailored to your exact needs. Further, they offer more affordable rates if you service your touring caravan at least once every 2 years.

What Type of Insurance Does a Touring Caravan Need?

Here are a couple of standard coverage options available for you, depending on your needs:

Storm and flood damage cover for touring caravans

Towergate will cover you for storm and flood accidents if you opt for the standard insurance policy. On this note, you have access to coverage if debris blows into your caravan by strong wind or unexpected flooding. However, this plan doesn’t cover properties left in the open.

Touring caravan insurance for theft or attempted theft

Again, Towergate will cover you in the event of a theft or any damages caused by an attempt to steal. For instance, if thieves are able to manipulate your security and steal your touring caravan. However, you must know that the cover will only apply if there’s sufficient evidence that shows vital security measures were taken prior to the incident. Note: if you opt for static caravan insurance, you’ll be covered for violent and forced entry into your caravan.

Accidental damage cover whilst towing

Suppose you cause an accident while towing your caravan, this cover will also avail you. Towergate’s standard touring caravan insurance will pay for such repairs, even if you were manoeuvring a site or on the motorway. Although, this plan doesn’t cover damages to tires caused by punctures, bursts, and cuts.

Public liability insurance for touring caravans

Also, Towergate offers a standard £5,000,000 public liability cover in its policy. This insurance plan is in line with understanding park requirements and, thus, a suitable policy to explore.

What are the Levels of Touring Caravan Insurance?

Here are the levels of coverage options that you can access for your touring caravan.

  • Third-party, fire, and theft - This cover level insures you, suppose there’s a loss or damage to your caravan caused by theft or fire. 
  • Comprehensive - This level offers insurance for fire and theft, coupled with additional coverage and perks for your personal losses.

What’s the Estimated Cost of Towergate Touring Caravan Insurance?

Simply, you can call 01242894061 or get a quote online to get this information. To obtain the right Towergate Touring Caravan Insurance that meets your budget, make sure to examine quotes from multiple providers to make a well-informed decision

Towergate Leisure Insurance Products

Towergate also offer motorhome insurance and for those with a second home they also offer holiday home insurance Spain with an option for additional cover if you also let out the property to paying guests.

Towergate Touring Caravan Insurance Contact Numbers

Customer Services 01242894061

MultiQuoteTime Ltd Does not recommend any insurance companies. Services offered by this provider may change over time. Always check Ts&Cs. The information contained on this webpage is for editorial purposes only and not intended as financial advice

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