Compare Skip Lorry Insurance Quotes Online

Skip Lorry Insurance

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Compare Skip Lorry Insurance UK Quotes 

Skip lorry insurance for both business and private owner operators can be expensive, so it pays to compare the available options available on the UK insurance market. Working in partnership with QuoteZone Compare Multi Quote Time can provide you with a range of truck insurance quotes from a select panel of UK brokers. The panel will you with a range of skip lorry insurance quotes based on your individual requirements. If you are looking for new skip lorry insurance or renewing an existing policy, spend a few minutes completing a simple online form and received multiple quotes from the select panel of UK brokers today.

Why is skip Lorry insurance expensive?

Tippers are both expensive to buy and expensive to insure. These vehicles can be found hard at work on any UK build site and are invaluable to the construction industry. All the big lorry manufactures produce a tipper version, but MAN and Mercedes-Benz have the bulk of the sales. These are complex pieces of machinery with expensive parts, which makes them a higher risk than the standard 7.5 ton transport lorry. The risk is reflected in the higher premiums for these vehicles. Unfortunately, the expensive parts also make them the target of would be thieves. This additional risk must also be factored into the final cost. 

Did you know? For skip hire fleet operators, quotes are available for fleets of 2 or more. Policies can be tailored to include the levels of liability insurance cover that your skip lorry fleet business needs.

Skip Lorry Insurance cost factors

By law, all vehicles that operate on public roads need to be insured. Should you be driving a particularly large commercial vehicle, extra care needs to be taken when choosing cover. Keeping other road users safe along with being prepared for anything that might happen is a priority.

The skip lorry insurance premium is directly affected by the weight of the vehicle. As is the case with a Skip Lorry, their weight will put them in the ‘heavy’ vehicle category which ranges from 11,794 kg to 14,969, the same category as mobile cranes, rubbish trucks, and tractors. The general rule of thumb is; the larger the vehicle, the greater the risk of an accident, along with the fact that more damage can occur in the event of a mishap, so the premium cost will be higher.

How to reduce Insurance costs

Look at ways that you can directly reduce the actual risk of theft, and take steps with guidance from your broker to put these into action. We have listed a few key areas that can quickly help provide you with a cheaper quote for your commercial vehicles or vehicles. 

Additional Security

Providing secure overnight parking will help reduce your annual premium. Enlist the help of a professional company or take recommendations from your broker on how best to implement secure parking or how to improve your existing  security systems. 

Fleet insurance

If you have more than one tipper or a mix of commercial vehicles, consider getting them covered under one fleet policy. Fleet polices exist for different categories of vehicles and vehicle usage, taxi fleet insurance for taxi firms and HGV fleet insurance for commercial trucks and vans.  Before opting for fleet insurance, do compare the traditional one vehicle one policy alternatives as fleet insurance is not always the cheapest option.

Levels of cover available

Skip lorry insurance and tipper insurance like other vehicle insurance is available at three levels listed below. 

  • Basic third party: This cover is the legal minimum required to drive in the UK. It only provides cover to the other or third party. 
  • Third party with fire and theft : This includes third party cover and in addition will cover your vehicle for fire and theft.
  • Comprehensive: This is the top level of cover that is available. It provides third party with fire and theft and in addition will cover damage to your vehicle, self and property. 

Compare Tipper and Skip Lorry Insurance with Multi Quote Time

To find a good deal on Tipper insurance, start by comparing the market. The panel of UK brokers can help you  by providing you with multiple quotes. To get started, select the start your below, complete one easy form to start quote the process.

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