Tipper Insurance Van Quotes

Repairing or replacing tipper trucks can affect your business revenue significantly due to their expensive parts and large size. Moreover, thieves usually target tipper lorries due to their expensive parts. This being the case, it is important to have adequate truck insurance cover to protect your tipping truck business from various risks. Whether you have a single tipping van or operate a fleet, you can find the right protection by searching on the Internet.

Tipper Insurance will cover you for unforeseen circumstances

Insuring your dumper trucks will protect you from losses resulting from damage due to theft, fires, vandalism, accidents and other incidents. Below are some reasons why you should purchase a good level of cover.

What kind of vehicle is a tipper?

A tipper truck is a HGV vehicle that has a body that can be tipped in the rear. These trucks are the work horse of the building  and construction industry. They are mostly used to transport waste from the building site and materials to the construction site. Typical materials that they can transport with ease include: sand, gravel, dirt, construction waste materials, landscape materials, coal and asphalt.

Tipper Advantages

Tipper Parts are Expensive

If your dump truck was vandalized or involved in an accident, it will be costly to replace the parts. However, if you have the parts included in the lorry policy, you will have saved on the cost of replacing or repairing.

Tippers can be Stolen

Tipping lorries have a high risk of being stolen in the UK, as in most countries. Why? Because they are expensive and there is a ready “black market” for them as well or their parts. Replacing a stolen dump truck can be expensive and may take a huge chunk out of your business capital.

Road Accidents

Sometimes your drivers may get involved in accidents where members of the public may be injured. When this happens, you will be liable to pay potentially thousands of pounds in compensation. Having adequate cover will help you offset the cost of the claims filed against your company.

How Much Does Dump Truck Insurance Cost?

Dump truck insurance costs will be based on the actual vehicle cost in terms of parts and replacement. Another key factor is the weight, which is closely related to the number of axels. Dump or tipper trucks are expensive to insure relative to other HGV vehicles, as they have a larger Gross Vehicle Weight (GVW).

Find Affordable Dump Truck Insurance

Today, it is easy to find cheap or affordable UK tipper truck insurance. This has been made possible by a number of insurance-comparison websites that allow customers to request quotes from multiple lenders at one time.

When you get multiple quotes, you know that you are on the right path to getting a competitive quote for the level of cover that you require. You can compare quotes from different companies to find the underwriter that meets fully with your individual requirements. If you have 2,3,4 or more tippers in operation you should seriously consider taking fleet insurance which works out better on many fronts rather than purchasing cover for every individual dumper truck. Renewals and filing claims for a fleet of trucks is also more manageable.

Whatever the make of your truck be it Komatsu, Liebherr, Terex, Caterpillar or Hitachi or any other model we can provide multiple quotes from specialist underwriters that insurance this particular category of working dump lorry or tipping truck.

3 ways to finding affordable tipper truck insurance:

1. Pay annually for the policy. Most brokers offer discounts if you pay your policy on an annual basis. You can save significantly if you opt for annual payment rather than monthly payments.

2. Increase Excess. Increasing the policy excess can lead to a cheaper quote from most brokers, but do remember you will be responsible or the increased amount in the event of a claim.

3. Keep your Tipper Truck or Van Secure. Tippers are equipped with expensive gear, which makes them a target of theft. If you can show that you have a good level of secure overnight parking and other safety elements, this can also help lower your policy premiums.