Convicted Driver Van Insurance

Can I Remove Penalty Points from my Driving Licence? 

Penalty points, once added to your driving licence, cannot be removed. However, these points do expire after a certain time duration. If you have 3 points on your driving licence, you can not remove them, but these points will expire after a period of 4 years. During this time period, you will need to find a broker that can offer car insurance with points , IN10 insurance, DR10 insurance and even TT99 insurance also called totting up insurance amongst the many other driving offence codes.

Guide To Reducing The Cost of Van Insurance After A Conviction

Finding affordable convicted driver van Insurance will be more likely if you can show that you can reduce the risk that you pose to the insurance company. For example, if you have a speeding offence make sure you have completed a speed awareness course, also consider the following:

1. Get a smaller, less powerful van - All vans will fall into one of 50 van insurance groups. These groups are determined by lots of factors, such as weight, size, engine, performance, security, and safety features. The insurance group will often be shown on the van ad, or can be found online, and the lower the insurance group, the lower the convicted driver insurance cost will be.

2. Reduce your mileage - If you drive across the country on motorways every day, you can expect to pay a lot more on your insurance than if you are using the van for local jobs and short journeys. If you make a plan to cut down on the use of the van, you can give a lower mileage estimate on your policy application and this will be reflected in your insurance quote.

3. Up the security - The insurer will always ask you on an application about the environment that your van is kept. If you keep it on a busy road, the van is more likely to get a scratch, or become a target for theft, whereas if the van’s in a garage, or you have cameras in the front garden, the van will be much less of a target, and the insurer will give you a better rate.

4. Add a named driver - Often people assume that another driver will increase the cost of the insurance premium, but often it can have the opposite effect. If two people use the car, neither can use it too much, and so the chances of a crash are reduced. This is especially useful if you have a conviction, as a second driver that is more experienced with a better record, will make the application less of a risk for the insurer. This is the same for younger drivers.

5. Pay Annually - It is nice to spread the cost of insurance  over the year in the form of monthly payments, example pay monthly car insurance is a popular way to pay for car insurance, but paying monthly will work out more expensive than making one lump sum payment.

5. Get your ban shortened - If your ban is more than two years from the conviction date, the convicted has the right to appeal to the courts to have the ban shortened or suspended if their situation has changed, so it would be necessary or highly convenient to start driving again. This can be in light of a new job, disabled family member, or other considerable change.

6. Compare Quotes - Spend time researching all the available options and seek out brokers that deal exclusively in convicted insurance, as some time they can provide the best deals.