Convicted Van Driver Insurance

A Guide to finding affordable van insurance for convicted drivers 

Finding an affordable convicted van driver insurance policy can be difficult, as many mainstream insurance companies may refuse to even provide you with a quote. We have partnered with SEOPA who have access to a panel of specialist providers of van and car insurance for convicted drivers. 

Common van driver convictions

A van driver can be guilty of the traffic offences that normal car drivers are subject to. These include the following:

As well as driving offences, other offences will also negatively impact your premium, but often less so than a driving offence. Insurance underwriters will try to assess what type of driver you are from the information they have, and a conviction will play a large role in that. General offences show that you have a history of rule breaking, while driving convictions show that your driving skills and road behaviour pose a high risk to the insurance company.

MultiQuoteTime works in partnership with QuoteZone who can share your in10 car insurance requirements with a panel of specialist van insurance providers that specialise in convicted driver insurance.

Can I remove penalty points from my driving licence? 

Penalty points, once added to your driving licence, cannot be removed. However, these points do expire after a certain time duration. If you have 3 points on your driving licence, you can not remove them, but these points will expire after a period of 4 years. During this time period, you will need to find a broker that can offer car insurance with points , IN10 insurance, DR10 insurance and even TT99 insurance also called totting up insurance amongst the many other driving offence codes.

Cost of insurance for convicted van drivers

When a driver of a car or van receives a conviction, their insurance premium will always go up. That’s due, as mentioned before, to the insurer’s changed perception of the driver. The insurance premium is based on many factors, but convictions can raise the premium by anywhere from around 15% for three penalty points to over 100% increase for most bannable convictions. Other factors will come into play when determining the effect of the conviction on the premium, but a rule of thumb is that the more serious the conviction, the greater the premium increase.

Declaring van driving convictions and non-disclosure

When it comes to dealing with a new conviction on your existing insurance policy, it’s important to remember that the insurer must be notified, and the policy must be updated as soon as the conviction is received. A failure to notify the insurer within a reasonable timeframe can lead to the policy being void under non-disclosure.

All convictions must be disclosed to an insurer on an application for a new policy up until the date that the conviction becomes spent; at which point the conviction need not be mentioned unless specifically asked for by the insurer. This is generally more than 4 years after the date of the conviction.

Guide to reducing the cost of van insurance after a conviction

Finding affordable convicted driver van Insurance will be more likely if you can show that you can reduce the risk that you pose to the insurance company. For example, if you have a speeding offence, make sure you have completed a speed awareness course. You could also consider changing to a van that falls into one of 50 van insurance groups. These groups are determined by lots of factors, such as weight, size, engine, performance, security, and safety features. The insurance group will often be shown on the van ad, or can be found online, and the lower the insurance group, the lower the convicted driver insurance cost will be. Also consider the following:

Why compare van insurance if you have convictions or penalty points?

As a van driver with criminal convictions that can include simply penalty points to having been banned or convicted, you by now realise that getting van insurance with this type of history is both difficult and more expensive than when you help a clean driving licence.  It is now more important to compare providers of convicted driver van insurance and to help find the best affordable cover given your circumstances.

Get multiple quotes for convicted van driver insurance now

Getting comparative quotes is easy. All you have to do is click or tap the Get Quotes Button, and you will be able to compare quotes from a panel of specialist providers in a matter of minutes.

Once you’ve completed the easy quote form, you’ll then have access to your quotes, which you can compare easily. All you have to do is select the one that vest fits with your requirements and budget!

The panel is able to provide convicted driver van insurance policies are tailored to meet your individual needs, whether you have a conviction for a driving offence or a criminal offence. They offer a range of policies that cover a variety of offences, including drug driving (DG10), DR10 Van insurance (drink-driving), SP30 or speeding and more serious offences.