Company Van Insurance
Multiple van Insurance Quotes, Small Vans, Large Vans, Work Vans, One short form – Save time & money
Compare Company Van Insurance
Company van insurance is classified as a commercial policy where the van will be used for company business. Some insurance firms refer to this classification of vehicle insurance as business van insurance.
Is a company van insurance policy more expensive than a company car policy?
Yes, the cost of the annual premium for a company van is more expensive than it would be for the company car. The reasons are simple, a van has a larger engine along with an area that can store items. These items make the van a higher risk and a more attractive target by thieves. Multi Quote Time can provide you with comparative quotes for both business and company van insurance, in addition, we can also offer any driver van insurance which is a popular product with van couriers.
Is company van insurance the same as company car insurance?
No, van and car insurance are different because vans can be used to haul items for multiple purposes while cars are used mainly to transport people. Due to that difference, the van policy is classified as a commercial vehicle insurance policy.
What types of commercial company van insurance are available?
The way a van is used by the company determines which type of commercial van insurance should be taken out. Most fall into one of three categories which are carriage of own goods, carriage of goods for hire and reward along with haulage.
What is in a standard company van insurance policy?
The standard cover for a van is similar to any other vehicle cover that includes three levels of protection. They include the Third Party, Third Party Fire and Theft along with Comprehensive. For most businesses, the option of Third Party and Third Party Fire and Theft are not a viable solution for their needs since the items in the van are not protected with coverage.
With a standard commercial comprehensive policy, there is cover for accidental damage, legal fees, medical expenses, items being transported and personal accident cover.
What types of optional coverage are available for a company van policy?
Below are options that can be added to a comprehensive company van policy.
How can the cost of company van insurance be lowered?
Several things can be done daily to help lower the cost of company van insurance. The easiest is to keep the van in a secure location like a garage when not in use. By making sure the van is emptied of tools and other items when not in use will also help reduce the risk which will lower the cost of the insurance premium. When taking out cover, increasing the voluntary
The proper company van insurance is required for the business to be protected if something happens to the van or its contents while on company business. By having the right level of protection, you can help keep your business affairs flowing even when an accident or event occurs. For more information on this topic, the UK government has published a guide on company van
Van Insurance products
Popular van insurance products include: