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Guide To Renault Trafic Van Insurance

Renault was founded back in 1899 by Louis Renault in France.  Renault was initially a car manufacturer only, but starting to expand into vans in 1959. The first Renault van model was the Renault Estafette. The Estafette was to earn a solid reputation within the European commercial vehicle market and continues to introduce popular models such as the Trafic and Master series. The van's commercial use include ferrying passengers in the minibus version of the Trafic and within the courier and cargo transport industry.

Renauly Traffic Insurance Groups

Renault vans fall into different van insurance groupings based on engine size, build quality, costs to repair, cost of parts0 and other factors. Below, we have highlighted popular Renault van models and the insurance groups they fall into:

Renault Trafic van

Vans registered pre January 2016 the Trafic falls into groups (2 - 7), later models with registration date after 2016 are in groups 25-47.

Renault Popular Van Models Include:

  • Renault Trafic:  This popular van was first launched by Renault way back in 1980. Over the years,  the Trafic has undergone a host of redesigns and updates, keeping up with the times. The current model offers a range of configurations suitable for transporting goods or passengers.
  • Renault Master: This is the largest of the vans available with Renault and is available in various sizes and configurations, including panel van, crew van, and minibus versions.
  • Renault Kangoo: The Kangoo is a compact or minivan available popular within the courier van delivery sector.

Why registration year can impact the cost of van insurance 

The age of your van will determine which insurance group it falls into, vans manufactured before 2016 fall into groups (1-20). Vans registered after 2016 fall into groups (21-50). Recent Renault vans are fitted with more expensive parts and rely on technology more, making them more expensive to insure than then earlier models. At the same time, the increased safety features result in a lower number of accident, helping to keep the increases modest.

  • Van manufactured before 2016 fall into groups (1-20)
  • Vans registered after 2016 fall into groups (21-50)

The higher the van is placed in a particular group, the higher the cost of insurance. The group allocation is managed by a governing panel that includes the Association of British Insurers (ABI) and Lloyds Market Association (LMA)

Did you know?  Van registered after 2016 fall into insurance groups 21 to 50, group 21 is the cheapest and 50 is the most expensive.

What category of van is the Renault Trafic?

The van insurance category is based on a number of factors and include the following:

  • Price of replacement parts
  • Average accident damage repair costs.
  • Security features 
  • Engine size and van body size
ModelBody TypeVan registered before 2016 Insurance GroupingGroupings if van Registered 2016 or after
TraficVan3 - 1225 - 47
KangooMini Van2 - 922 - 35
MasterVan, Pickup & Tripper10 - 1835 - 49

All Van Sizes Big or small, personal or company

  • Small vans to 3.5 tonne trucks : The list of models includes Citroen Berlingo, Ford Transit (short and long-wheelbase), Luton vans, Mercedes Citan, Mercedes Sprinter, Peugeot Partner, Renault Kangoo, Renault Master, Renault Trafic, Vauxhall Vivaro, VW Crafter, and VW Transporter
  • Any-driver insurance
  • Carriage of own goods
  • Carriage for hire or reward.
  • Courier insurance

More Than One Renault Van?

If you operate more than one van or a mix of vans and cars or even trucks, consider taking out a multi van insurance cover, so all your vehicles are covered under one single policy.

Did you know?  You must inform your broker of any modifications you make to your Renault van, however basic.

Courier Van Insurance

If you use your van delivering goods, you will need specialist courier van insurance. This is slight more expensive than standard business van insurance. Van couriers are seen as higher risk, they tend to work within tight time constraints and provide their service regardless of weather conditions.

Is insurance available for my converted Renaltt Traffic campervan?

Since the early 80's the Trafic has been a favourite candidate for a professional or a DIY campervan conversion. The design of the chassis coupled with low cost has made it popular with self conversion enthusiasts and also campervan manufactures. Some examples of manufacturers that use the Renault chassis as a base include Hymer,  Auto Sleepers and Elddis.

How much does it cost to insure a Renault Trafic van each year?

The cost to insurance the Renault Trafic van will depend on a number of factors. The use will play a major factor with personal use usually working out the cheapest followed by business use and the most expensive will be if you are using the van for hire and reward as a courier van. A budget of between  £550–£800 for private use, expect to pay more for business and commercial usage

Who Provides Renault Van Insurance?

Start comparing the cost of Renault Trafic van insurance with MultiQuoteTime

The panel of insurance brokers that we can provide you access to are able to arrange van insurance for all Renault makes and models including, Trafic, Master and the ever popular Kangoo small van.

Compare Renault Trafic Van Insurance  

  • Insurance for all Renault Vans including Campervans &  E-Tech 
  • One short form – save time & money
  • Policies can be tailored to your business requirements
Renault Trafic van insurance-uk

Renault Van Insurance FAQ's


What type of Vans is Cover Available for

Insurance quotes are available for all van size categories including

  • Micro or minivans : example the Renault Kangoo which can be used to carry small loads or deliveries. The front end of the Kangoo is similar to a car, but with a van back, and sometimes with a raised roof
  • Medium/Panel :  The Renault Traffic falls into this category. The Traffic can be manufactured as a work van or a minibus, the load area or passenger area and cab are joined
  • Large/Box : The Renault Master is the large box van, the cargo area is much biger than the Traffic and load area is segregated from the cab 

Which Renault van is the Cheapest to insure?

This will normally be the smallest van and in this case the Kangoo being the smallest should work out the cheapest to insure

Is insurance available for the Renault Electrical E-Tech Range of Vans?

We are able to provide you with access to a panel of electric van insurance specialist that can provide tailored quotes for Renault electric van range including the award-winning Kangoo E-Tech and larger Trafic Electric van

*51% of consumers could save £590.37 on their Van Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices
quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from August 2023. The savings you could achieve are
dependent on your individual circumstances.

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