Compare Westminster Taxi insurance
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Guide To Westminster Taxi Insurance
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Westminster has been providing insurance to the taxi industry since 1948. Over this time, it has developed strong links with both the private and public hire insurance markets. They currently operate a network of 45 tied agents that offer their market-leading insurance products.
A Lloyd's insurance broker bought Westminster insurance in 2014 and expanded the range of products that the agents can offer their customer base. The branch office network now includes offices in Romford, Guernsey, Edinburgh, Peterborough, Minories (City of London), Cannock and Wakefield, as well as through the 45 tied agents with offices across the UK.
The Lloyd's broker in question was Clegg Gifford, and now Westminster taxi insurance is part of the Clegg Gifford Group. Westminster is a trading name of Clegg Gifford & Co Ltd.
Others in this sector include InsureTAXI insurance that have been operating since 2003 and belong to County, Acorn taxi insurance , Motorcade taxi insurance, plus Covermy Cab that have been providing PCO insurance for over 40 years..
Nobody Knows The Taxi Trade Like Westminster
This is according to their website, but they do insure over 40,000 taxis and have a dedicated first response and Accident Damage team to process claims as quickly as possible. Like other specialist in this sector, Westminster taxi insurance understands the importance of keeping taxi drivers on the road and earning.
Westminster Taxi Insurance Highlights
Westminster Taxi Insurance levels
My Westminster offers 3 levels of taxi and private hire cover as detailed below.
Third party cover provides the minimum level of cover required by law. Third party policies pay out to cover the repair or replacement of other peoples’ vehicles, damage to other people's property, including injury or the death of any third party. This basic level of taxi cover will not cover the repair or replacement of your own taxi following fire, theft or accident.
This level of cover provides minimum third party cover, but will pay out for the repair of your own private hire vehicle if it’s damaged by fire or for the cost of replacement if it’s stolen.
This level of cover includes all of the above but also, importantly, for any damage to your own taxi even if you were at fault.
What is PHV Insurance?
This is a form of insurance specific to private hire drivers, drivers that must be prebooked. A private hire vehicle insurance policy or PHV insurance provides cover to the growing number of drivers in this service sector. If you are a taxi driver and can be hailed down, then you need taxi insurance. The panel can provide comparative quotes for both types of insurance.
Westminster Taxi Insurance Options
All insurance brokers can offer addition types of insurance that can be added to the base taxi insurance policy, these include:
Westminster Insurance Exclusions
All providers of insurance will stipulate exclusions,
Westminster Offer Public and Private Hire Insurance
Westminster can provide cover for these two distinct types of taxi service.
Can I Pay For Westminster Taxi Insurance Monthly?
It is easy to arrange to pay public hire or private hire insurance monthly to help spread the cost, in most cases an additional admin fee will be imposed so annual payment may be a cheaper option
Can I add Public Liability Insurance To My Westminster Policy?
Yes, Public liability can be added as extra to your Westminster taxi insurance policy. This will provide cover for claims made by a third party whilst you are plying your trade.
Can I Add Fast Food Delivery Insurance To My Westminster Taxi Insurance Policy?
The Westminster agent will be able to add cover for food delivery, subject to Underwriting considerations.
More Than One Taxi - Taxi Fleet Insurance?
If you are operating a taxi rank or operate multiple taxis, consider taking out a taxi fleet insurance policy, it should work out cheaper, and it will definitely reduce your administration overheads. Most if not all taxi fleet insurance providers will also offer generous discounts as you add more taxi cabs to your fleet.
Clegg Gifford / Westminster Head Office
7 Eastern Rd, Romford, Essex, RM1 3NH
Westminster Taxi Insurance Agents
The agency network consists of agents that are expert in the field, and many are recruited from with the ranks of the taxi trade itself. They can all offer advice on all matters taxi insurance related including questions on Hackney Carriage, Private Hire, Executive Hire, Minibus and taxi Fleet Insurance. All our agents accept payments by Credit and Debit Cards, or you can pay by Direct Debit over 12 months.
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