Westminster Taxi insurance
Compare Westminster taxi and private hire Insurance Quotes with the UK Market, One short form – save time & money
Don’t have your registration number? No problem, click here.
Compare cheap quotes from leading taxi and private hire Insurance providers including
Guide To Westminster Taxi Insurance
Eamonn Turley has a wealth of experience within different insurance sectors. Through hard work and over time, he has gained expertise in digital marketing and user interface design. Elements that are crucial to any successful online business. The key aim is to develop websites that are intuitive, fast to load and provide insurance quotes tailored to your needs.
Expertise: Digital Marketing, Insurance, Home Insurance, Vehicle Insurance, UI Design
The team at MultiQuoteTime will fact-check content to ensure accuracy at the time of writing. In addition, we also review and update content on an ongoing basis. We aim to keep the content fresh and useful. If you are considering applying for any of the products, please take note that it is important that you read the terms and conditions that are applicable.
Westminster has been providing insurance to the taxi industry since 1948. Over this time, it has developed strong links with both the private and public hire insurance markets. They currently operate a network of 45 tied agents that offer their market-leading insurance products.
A Lloyd's insurance broker bought Westminster insurance in 2014 and expanded the range of products that the agents can offer their customer base. The branch office network now includes offices in Romford, Guernsey, Edinburgh, Peterborough, Minories (City of London), Cannock and Wakefield, as well as through the 45 tied agents with offices across the UK.
The Lloyd's broker in question was Clegg Gifford, and now Westminster taxi insurance is part of the Clegg Gifford Group. Westminster is a trading name of Clegg Gifford & Co Ltd.
Others in this sector include InsureTAXI insurance that have been operating since 2003 and belong to County, Acorn taxi insurance, Motorcade taxi insurance, plus Covermy Cab that have been providing PCO insurance for over 40 years..
Nobody Knows The Taxi Trade Like Westminster
This is according to their website, but they do insure over 40,000 taxis and have a dedicated first response and Accident Damage team to process claims as quickly as possible. Like other specialist in this sector, Westminster taxi insurance understands the importance of keeping taxi drivers on the road and earning.
Westminster Taxi Insurance Highlights
Westminster Taxi Insurance levels
My Westminster offers 3 levels of taxi and private hire cover as detailed below.
This level of cover provides minimum third party cover, but will pay out for the repair of your own private hire vehicle if it’s damaged by fire or for the cost of replacement if it’s stolen.
This level of cover includes all of the above but also, importantly, for any damage to your own taxi even if you were at fault.
What is PHV Insurance?
This is a form of insurance specific to private hire drivers, drivers that must be prebooked. A private hire vehicle insurance policy or PHV insurance provides cover to the growing number of drivers in this service sector. If you are a taxi driver and can be hailed down, then you need taxi insurance. The panel can provide comparative quotes for both types of insurance.
Westminster Taxi Insurance Options
All insurance brokers can offer addition types of insurance that can be added to the base taxi insurance policy, these include:
Westminster Insurance Exclusions
All providers of insurance will stipulate exclusions,
Lowering insurance costs with Westminster
Westminster are able to offer taxi drivers the option of employing telematics for drivers that are looking for ways k to reduce the overall cost of cover. Installing such a device is a practical step that can be taken and will help the agent Westminster to defend you against any fraudulent claims, thereby safeguarding your no claims record.
For those with more than one taxi, Westminster are able to offer minicab fleet insurance, This style of policy is intended to provide the taxi firm with bulk discounts whilst also aligning renewal dates for ease of service.
For those with more than one taxi, Westminster are able to offer minicab fleet insurance, This style of policy is intended to provide the taxi firm with bulk discounts whilst also aligning renewal dates for ease of service.
Steps thay you can take to get cheap Westminster taxi insurance?
You may make savings on taxi insurance by following these steps.
Compare multiple quotes:
With the word wide when, it is now east to get multiple quotations from a range of insurance companies, enabling you to quickly compare prices and coverage. Prices quotes can vary as insurance companies can apply different weights to the metrics they use in deciding potential risk and thus final premium. Use price comparison websites like MultiQuoteTime or consult an insurance agent direct to help in finding the best rates possible.
Westminster Offer Public and Private Hire Insurance
Westminster can provide cover for these two distinct types of taxi service.
Can I Pay For Westminster Taxi Insurance Monthly?
It is easy to arrange to pay public hire or private hire insurance monthly to help spread the cost, in most cases an additional admin fee will be imposed so annual payment may be a cheaper option
Can I add Public Liability Insurance To My Westminster Policy?
Yes, Public liability can be added as extra to your Westminster taxi insurance policy. This will provide cover for claims made by a third party whilst you are plying your trade.
Can I Add Fast Food Delivery Insurance To My Westminster Taxi Insurance Policy?
The Westminster agent will be able to add cover for food delivery, subject to Underwriting considerations.
More Than One Taxi - Taxi Fleet Insurance?
If you are operating a taxi rank or operate multiple taxis, consider taking out a taxi fleet insurance policy, it should work out cheaper, and it will definitely reduce your administration overheads. Most if not all taxi fleet insurance providers will also offer generous discounts as you add more taxi cabs to your fleet.
Clegg Gifford / Westminster Head Office
Romford
Head Office
7 Eastern Rd, Romford, Essex, RM1 3NH
Westminster Taxi Insurance Agents
The agency network consists of agents that are expert in the field, and many are recruited from within the ranks of the taxi trade itself. They can all offer advice on all matters taxi insurance related including questions on Hackney Carriage, Private Hire, Executive Hire, Minibus and Taxi Fleet Insurance. All the agents accept payments by Credit and Debit Cards, or you can pay by Direct Debit over 12 months.
MultiQuoteTime Ltd Does not recommend any insurance companies. Services offered by this provider may change over time. Always check Ts&Cs.