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Guide to Zenith Car Insurance

By Eamonn Turley
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Eamonn Turley Insurance Expert

Eamonn Turley has a wealth of experience within different insurance sectors. Through hard work and over time, he has gained expertise in digital marketing and user interface design. Elements that are crucial to any successful online business. The key aim is to develop websites that are intuitive, fast to load and provide insurance quotes tailored to your needs.


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from the MultiQuoteTime Editorial Team - Reviewed

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Dec 2023

Since 1937, Zenith Car Insurance has been one of the UK's most popular auto insurance companies. As part of the Markerstudy Group of Companies, operating under BISL Limited, the company has been in car and van insurance for over 80 years. Zenith Insurance offers car coverage to both experienced drivers and young drivers, as well as those with a low no-claims discount, even if you have points on your licence.

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What coverage options does Zenith car insurance offer?

Zenith Insurance provides customers only two car insurance policies: comprehensive and third-party, fire and theft. However, if you want more extensive protection for your car, you can add some premium optional extras to your policy. Policies like motor legal protection, RAC breakdown cover, and guaranteed replacement car plus are available in Zenith.

Here are the details of the Zenith insurance coverages:

Comprehensive cover

Like any other auto insurance provider, Zenith car insurance offers protection for a wide range of potential risks and damages that may happen to your car. These include:

  • Vehicle replacement or repair in the event of an accident, even if you are at fault
  • Three years guaranteed repairs when using zenith approved repairer
  • Coverage for personal belongings up to £100 when stolen or damaged
  • Repair or replacement of windscreens and window glass.
  • Replacement covers up to  £500 for stolen car keys.  [Reference link]

Third-party, fire and theft

Zenith car insurance covers liabilities to third parties. It typically includes coverage for bodily injury and property damage that you may be legally responsible for in an accident. Other Zenith TPFT offers include:

  • Repair or replacement of your car if damaged or destroyed by fire.
  • Repair or replacement of your vehicle or items inside if stolen.
  • Up to  £500 coverage for car audio and navigation equipment.
  • 60-day coverage drives within 34 countries in Europe, which include
  • 60-day coverage drives within 34 countries in Europe, which include France, the Czech Republic, Germany, Estonia, Finland and others.

Optional add-ons available with Zenith car insurance

Zenith allows you to customise your coverage based on your needs and preferences. They provide four optional extras, which include: 

Motor legal protection

It is an optional add-on insurance coverage that provides you with financial assistance and legal support in motor-related incidents. Zenith car Insurance gives you up to £100,000 in legal cover costs, which include medical expenses, travel costs, and compensation for personal injury.

Guaranteed replacement car plus

When your car is damaged or stolen, Zenith Insurance provides a temporary replacement car —like a hatchback, for up to 14 or 28 days. This supports your daily activities while your primary vehicle is either being repaired or until you receive a settlement for a total loss claim.

RAC breakdown covers

This coverage provides you with peace of mind and timely assistance when your car experiences a mechanical failure or other issues on the road. Zenith RAC temporary car insurance is available as roadside assistance only, roadside and recovery service, at-home service, onward travel and European cover.

Keycare

Zenith Insurance services offers key care replacement coverage up to £1,000 against key loss or theft. However, this coverage will not affect your future no-claims bonus and excess on your car insurance policy.

Zenith Insurance Services Contact Details

To explore car insurance options with Zenith Insurance, you can contact them at 0344 326 7573 or send an email via complaints@markerstudy.com. For a physical meeting, you can visit their head office address at 45 Westerham Road, Bessels Green, Sevenoaks, Kent, TN13 2QB.

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**51% of consumers could save £529.95 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices
quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from February 2024 data. The savings you could achieve are
dependent on your individual circumstances and how you selected your current insurance supplier.

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